Please follow the steps below to sign up for Bright Money.
Once you click on the link on your desktop computer or laptop, you will be directed to the page.
To start, enter your email address on the field provided. Click on Sign Up. On the page, you will see a button for Get Started. Click on Get Started.
Next, you will be introduced to some of the features of Bright Money.
Enter your phone number on the field provided. Once entered, click on Get Started. Then, a verification code will be sent to the number you provided. Once received, enter it on the field provided.
You will be asked to provide some basic information about yourself. On the first field, enter your first name. On the second field, enter your last name. After entering, click on Continue. Next, enter your birthday. Click on Continue.
Then, enter your address. You can use the search bar to search for your current address. You could also enter it manually by clicking on the option that says Enter Manually. There, enter your annual gross income on the field provided. Then, click on Continue.
Then, you will be asked how often do you get paid. Click on the option that applies. Then, click on Continue.
To verify your account information, you will be asked to connect your bank account. Click on Connect bank account. You will be notified that Bright Money uses plaid to connect your account. To continue, click on Get Started.
Now, select the bank you wish to use. To link your account, enter the log in details on the field provided. Then, click on Next. After that, select the account where you want to receive your income. Then, click on Continue.
Afterwards, you will be asked to provide your Social Security Number. Enter it on the field provided. Once entered, click on Continue.
There, you will be asked to complete the Credit Builder to become eligible for balance transfer. To continue, click on the button that says What is the Credit Builder?
Now, select a plan. You can choose between a monthly plan of $9.99 per month and a $6.99 per month for 6 months. Click on the plan you wished to buy. Then, click on Continue.
Next, read the Bright Credit Agreement, and its terms and conditions. Once read, click on the tick box beside I reviewed the Bright Credit Agreement and agree to the terms and conditions of the agreement. Then, click on Activate Credit Builder.
After that, select which day of the month you wish to pay and the checking account you wish to use. You could change the bank account to be used for the payment by clicking on the option that says Change checking account. Otherwise, click on Continue.
Now, you will see that your Credit Builder account has been created. To continue, click on Got it.
Lastly, you will be asked to pay the first amount due to kickstart your Credit Builder. But, it is just optional. If you wish to pay now, click on the option that says Make first $10 payment now. Otherwise, click on Skip.